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Interest Rates

Current as at 07/09/2010

Home Loans
Floating Residential Rate 6.25%
Fixed 6 Month Residential Rate 6.45%
Fixed 1 Year Residential Rate 6.55%
Fixed 2 Years Residential Rate 6.99%
Fixed 3 Years Residential Rate 7.45%
Fixed 5 Year Residential Rate 7.95%
Everyday Gold Floating Rate 6.25%
Establishment Fee - Click here
Loan Calculator - Click here

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Fixed Rate and Heart of Gold Term Deposit
Term $1,000 to $4,999 $5,000 to $500,000 Interest Paid
1 to 2 Months 3.00% 3.25% On Maturity
3 to 5 Months 3.75% 5.00% On Maturity
6 to 8 Months 3.75% 5.25% On Maturity
9 to 11 Months 4.00% 5.25% On Maturity
12 to 17 Months 4.00% 5.40% On Maturity
18 to 24 Months 4.00% 5.60% Six Monthly
36 Months 4.00% 6.25% Six Monthly

Negotiated rates are available for amounts over $500,000.
Other Interest frequencies are available but may affect the interest rate payable.

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Top Rate Term Deposit
$1,000 to $4,999 $5,000 to $500,000
12 Months 4.00% Reviewable 5.40% Reviewable
24 Months 4.00% Reviewable 5.60% Reviewable
36 Months 4.00% Reviewable 6.25% Reviewable

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Monthly Income Term Deposit
$5,000 to $500,000
12 Months 5.30%
24 Months 5.50%
36 Months 6.10%

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 Everyday Ultimate
$250,000 Plus 3.60%
$100,000 to $249,999 3.50%
$50,000 to $99,999 3.25%
$10,000 to $49,999 3.00%
$2,000 to $9,999 2.00%
$1 to $1,999 1.00%
Available with Cheque and Cashcard facilities

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Kids' Cash
Interest

4.00%

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Everyday@Max
Interest

4.00%

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Optimum Club Account
$5,000 Plus

4.50%

$1 to $4,999 4.00%

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Special Purpose Account
Base 2.50%
* Bonus (See below) 1.00%
Total Interest 3.50%

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Living Style Savings Plan
Interest for the quarter ending 31/03/2010
Base 4.00%
* Bonus (See below) 1.00%
Total Interest 5.00%

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* Bonus interest is earned for each month that the above account meets either of the following criteria:
-The account balance is maintained above $5,000 during the month, OR
-A deposit or deposits equivalent to $40.00 are made during the month.

All interest rates are subject to change without notice.

All rates are quoted on a per annum basis.