Interest Rates
Current from 3/02/2012
| Home Loans | |
| Floating Residential Rate | 5.95% p.a. |
| Fixed 6 Month Residential Rate | 6.15% p.a. |
| Fixed 1 Year Residential Rate | 6.25% p.a. |
| Fixed 2 Years Residential Rate | 6.50% p.a. |
| Fixed 3 Years Residential Rate | 7.10% p.a. |
| Fixed 5 Year Residential Rate | 7.80% p.a. |
| Everyday Gold Floating Rate | 5.95% p.a. |
| Establishment Fee - Click here | |
| Loan Calculator - Click here | |
| CBS Kids' Cash - (Interest calculated daily and credited annually) | |
| Interest | 3.50% p.a. |
| CBS Everyday@Max - (Interest calculated daily and credited annually) | |
| Interest | 3.50% p.a. |
| CBS Optimum Club Account - (Interest calculated daily and credited quarterly) | |
| $5,000 Plus | 4.00% p.a. |
| $1 to $4,999 | 3.50% p.a. |
| CBS Special Purpose Account - (Interest calculated daily and credited quarterly) | |
| Base | 2.00% p.a. |
| Bonus** (See below) | 1.00% p.a. |
| Total Interest | 3.00% p.a. |
| CBS Living Style Savings Plan - (Interest calculated daily and credited quarterly) Interest for the quarter ending 31/03/2012 |
|
| Base | 3.60% p.a. |
| Bonus** (See below) | 0.90% p.a. |
| Total Interest | 4.50% p.a. |
** Bonus interest is earned for each month that the above account meets either of the following criteria:
-The account balance is maintained above $5,000 during the month, OR
-A deposit or deposits equivalent to $40.00 are made during the month.
All interest rates are subject to change without notice.
All rates are quoted on a per annum basis.
All CBS accounts are opened with Heartland Building Society. CBS term deposits are issued by Heartland Building Society, which comprises the former businesses of CBS Canterbury, MARAC, Southern Cross Building Society and PGG Wrightson Finance.
Heartland Building Society has a BBB- (Outlook Stable) credit rating from Standard & Poor’s. See our Investment Statement or click here for more details about the credit rating.
Our Investment Statement can be obtained by calling us on 0800 227 227 or by clicking here.
